find the mortgage that best suits

Buying a home is exciting, but can also be stressful with so many decisions to make regarding which types of loans to have and which lender to obtain it from. Should you deal directly with a lender or have a broker? What's the point compensation for having a broker? How much of a loan payment can you afford? How much should the loan amount and loan term be? Is the interest rate fixed or adjustable? The questions keep rolling in, but you can ease your mind now that you are here.


The loan to value ratio represents the part of home you are financing against the total value of the property. Mortgage lenders have specific guidelines for lending at a certain value of this ratio. If you are outside of the guidelines for a particular lender’s loan to value, your mortgage application will be denied.

If you don’t have the time to do this research yourself, a mortgage broker could assist you with your financial needs. Make sure you find a broker with good references and read all the fine print in your broker’s agreement. When you compare mortgage loan offers make sure you compare all aspects of the loan, not just the interest rate. You need to compare discount and origination points, application fees, and closing costs. Mortgage Finders Network will help you with your mortgage loan process.

There are so many different types of loans out there to accomodate the many different situations home buyers and home owners need. From first time home buyers to current homeowners, they provide all sorts of loan financing such as mortgages, refinancing, and home equity loans. Be sure to research, shop, and compare all loan types to find which one best suits you.
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